January is easier when your contractor records are already in order.

This kit is for small businesses, landlords and agencies that pay contractors and file 1099s for tax year 2026 (filed in early 2027).

Why it's different

- The threshold is set to the 2026 rules: $2,000 for 1099-NEC and most 1099-MISC boxes. You can edit it for future years.

- Card payments are excluded automatically. PayPal/Venmo and other app payments are flagged for manual review so their actual transaction type can be verified.

- It separates NEC from MISC (rent, prizes and other income, medical, and attorney gross proceeds at $600). It also flags corporations and their exceptions.

- It includes a W-9 tracker with reminder and final-notice prompts, plus ready-to-send email templates.

- It flags ambiguous payment methods and payments where federal backup withholding was actually taken for manual review.

- A short guide and checklist cite IRS.gov for every rule.

Inside the download

- LuxeLineDigitals_1099_Contractor_Kit.xlsx (with sample data)

- LuxeLineDigitals_1099_Contractor_Kit_BLANK.xlsx

- W-9 Request Email Templates (DOCX + PDF)

- Year-End 1099 Checklist (PDF)

- 1099 How-To Guide (PDF)

Details: Designed for Excel. Google Sheets conversion requires rebuilding/confirming dropdowns, protections and calculated results; full compatibility has not been verified. No macros. Formulas are protected without a password. It doesn't store SSNs or EINs. It covers federal forms only.

Educational resource, not tax advice. Confirm with a tax professional or IRS.gov.